What a $100 Gumroad sale leaves you
A sale from your profile or your own link costs 10% plus 50 cents, with card processing added at 2.9% plus 30 cents. On a $100 card sale that is $10.50 to Gumroad and $3.20 for the card, so $13.70 in fees and $86.30 left. When a new buyer finds the product on Discover, the fee is a flat 30% with processing included, which is $30 on that same sale, so $70 is left. After $20,000 of paid sales in a calendar month, later sales from your own link fall to 5% plus the same fixed fee, and Discover stays at the higher rate. Gumroad's pricing page and its fee article do not state a payout fee.
By Dana Rourke, Lead Reviewer. Reviewed by Campaign Buyer Editorial. Updated 22 October 2026.
The plans
Gumroad has no monthly subscription. You pay only when you make a sale, at the rates below.
Direct sales 10% + $0.50 per transaction, plus card processing 2.9% + $0.30 (not included). Discover marketplace sales 30% flat (processing included). After $20,000 paid direct sales in a calendar month, new direct sales that month are 5% + $0.50. Merchant of record since January 1, 2025.
Prices as of 24 Oct 2026
Is it worth the money?
Creators have sold digital products on Gumroad since 2011. For a first digital product, it is the fastest, cheapest way to start: no monthly fee, and it handles sales tax worldwide for you as the merchant of record. Pick Gumroad if you are launching an ebook, template or course and you want the first sale today. Think hard before you scale on it, because the cut on each direct sale gets expensive with volume. Sellers keep reporting withheld payouts and sudden account suspensions.
What works
- The fastest, simplest way to start selling a digital product. Upload a file, set a price, share a link. There is no monthly fee, so you pay nothing until you make a sale, and G2 reviewers rate it 4.2 out of 5 largely for that ease.
- Since January 2025, Gumroad has been the legal seller on the receipt. It collects and remits sales tax and VAT worldwide, so a solo creator never files a tax form for a foreign sale.
- It sells more than a file download. Memberships, subscriptions, courses, pay-what-you-want pricing, software licence keys and multiple file versions all run from one account.
- Established and durable. It has operated since 2011, creators earn millions of dollars through it each week, and the code is open source.
- Works on your own site too. Point a custom domain at your store or embed the checkout on a site you already run, with email broadcasts, an affiliate programme and discounts included.
What to watch
- The direct-sale percentage is cheap on a first sale and expensive at scale. At $5,000 a month the percentage alone is $500, and that month is still short of the step-down. A flat-monthly cart charges a fixed fee and takes 0% per transaction.
- Cold paid traffic is a poor match. The platform cut comes straight off ad margins that are already thin, which is why direct-response sellers put their offers on a fixed-cost cart. Gumroad suits warm audiences and organic discovery.
- Getting paid is the loudest complaint. Trustpilot rates it 1.4 out of 5 across several hundred reviews and the BBB gives it an F, driven by withheld payouts and sudden suspensions. The G2 score of 4.2 shows the software itself is well-liked, so the anger centres on payouts and support.
- PayPal can be offered at checkout through PayPal Connect. That connection is a checkout setting, and payouts are configured on the Payments page. PayPal's own fees sit outside the direct-sale cut.
- Checkout optimisation is thin. One-click upsells, order bumps, a CRM and a multi-step funnel are what a cart like SamCart is built for.
- Support is thin. Sellers waiting on a payout describe slow replies, or no reply at all.
Pricing FAQ
How much does Gumroad cost?
What is the Gumroad Discover fee?
Does Gumroad charge a payout fee?
Does the direct fee ever drop?
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